The Passive Income Engine: A Mayor’s Guide to Treasury Bonds
C
codibonio
Jul 27, 2026 · EN
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17
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6.41 BRL · the local value of 0.0001 gold from the author's country treasury for every read and every like
If you have spent any time navigating the economy of CoinRepublik, you already know that producing goods, trading on the Marketplace, and upgrading buildings require constant attention. Energy must be spent, workers must be fed, and warehouses must be managed.
But what if there was a way to put your extra local currency to work so it generates income while you sleep, without costing you a single point of energy?
Welcome to the Treasury Bond market.
For many players, the word "bonds" sounds like complicated financial jargon. In reality, it is one of the calmest, most predictable, and most rewarding mechanics in the game. Here is everything you need to know to start earning passive income safely and effectively.
The Universal Truth: Every Bond is Worth $0.10
The single most important rule to understand is that every bond in the game, regardless of which country issues it, has the exact same face value: $0.10 USD.
However, you do not buy them with dollars or Gold. The $0.10 value is converted into the issuing country's local currency based on the exchange rate. Because of this, a bond in a country with a strong currency might cost very few local coins, while a bond in another country might cost hundreds. Do not let the different numbers fool you—they hold the exact same intrinsic value.
When a public country opens its bond program, it issues 10,000 bonds straight to the market at this face value. When you buy one of these primary bonds, your money goes directly into that country's State Budget.
The Magic of the Daily Coupon
Why buy a bond? For the daily coupon.
When you hold a bond in your inventory, the issuing country's treasury pays you a small percentage of its face value every single day. You don't have to click anything to claim it; the money simply arrives in your balance.
The Initial Batch: A country's first 10,000 bonds always pay a 0.25% daily coupon and mature in one year.
Future Emissions: If a country votes to issue more bonds, the interest rate can be anywhere from 0.1% to 1% per day, with a maturity ranging from one to twelve months.
The Holding Rule: You only earn the daily coupon on bonds you are actually holding. If you list your bonds for sale on the market hoping to flip them for a profit, they are placed in escrow and stop earning daily interest until they sell or you cancel the listing.
Maturity: The Final Payday
A bond does not last forever. Every bond has a specific maturity date.
When that date arrives, the loan is over. The country's treasury automatically buys the bond back from you at its full face value, and the bond retires. You do not need to do anything. You receive your original investment back, meaning that every daily coupon you collected along the way was pure profit.
Risk vs. Reward: Reading Credit Ratings
Because your daily coupons are paid directly out of the country's State Budget, a bond is only as reliable as the government that issued it.
The game provides a Credit Rating for every country, based on the USD value of its treasury.
Prime (AAA): The treasury holds over $1,000. These are incredibly safe investments.
Distressed (CCC): The treasury holds less than $300. The risk of the country running out of money is increasing.
What happens in a crisis?
If a country's budget falls below 100 in its local currency, it enters the Excessive Deficit Procedure (EDP). During EDP, all citizen bonuses are zeroed, and all state taxes spike to the maximum 25%. It sounds terrifying, but as a bondholder, you are safe: coupons are still paid during EDP.
The real danger is Default (D). If the treasury completely runs dry and cannot cover the daily payment, the country defaults. Coupon payments are temporarily suspended. However, a default is not a death sentence. The moment the country's budget climbs back over 100 local currency, coupon payments automatically resume.
Strategic Takeaway
Treasury bonds are the ultimate tool for advanced mayors looking to diversify their economy. Instead of letting your local currency sit idle in your treasury, you can lend it to healthy, AAA-rated countries and watch the daily coupons roll in.
Before you buy, simply check the Market tab. Pay close attention to the daily rate and the maturity date, ensure the country has a healthy Credit Rating, and let the passive income begin.
Happy lending!
